Shimmers are the natural evolution of card skimmers. Thieves install skimmers on ATMs, gas pumps, and other publicly available card readers. These small devices collect credit card data from the card’s magnetic strips, which criminals then use to create a cloned card. Related: Family Identity Theft Protection: The Parental Guide for 2022 → 4. Or, a member of your family could open a credit card in your name. A family member or friend you trust could have access to your cards and use them without permission.

Perhaps surprisingly, family members are often the perpetrators of credit card fraud. Try Aura’s #1-rated identity theft protection free for 14 days to secure your identity against scammers. ✅ Take action: If scammers have your credit card details, your bank and other online accounts could also be at risk. If you throw away a pre-approved card, accidentally toss a replacement card, or forget to shred your statements, anyone can take them out of the trash and use them. Your mail can be an easy source for credit card fraud. Dumpster diving for cards and account details Related: The Top 5 Credit Protection Services (How To Choose) → 2. A stolen or lost credit card has the unique advantage that it’s ready to use without requiring any extra steps. If you forget your wallet somewhere or your wallet is stolen, a criminal can snatch your card and use it right away. Physical credit card theft still happens. Hacking the payment systems for online stores.Finding your credit card numbers after a data breach.Taking over your online banking account.

“Formjacking” on websites you use and trust.Shoulder surfing and copying your card info.

Scam phone calls pretending to be from your bank.Installing malware and spyware on your devices.Phishing attacks to steal your account information.RFID collection (intercepting contactless payments).Stealing your card details over public Wi-Fi.“Friendly” fraud from family members or friends.Dumpster diving for cards and account details.Stealing wallets or finding lost credit cards.How Do Hackers Get Your Credit Card Information?

Free debit card number that works